While most iOS features are available internationally, some features remain U.S.-only, including Apple Card, Apple Card Savings, Apple Cash, Apple Pay Later, Wallet ID, satellite roadside assistance, and clean energy charging.
Below we explain these iOS features in detail.
apple card
Apple Card, launched in 2019, continues to be available only in the United States. Apple’s credit card can be fully managed in the Wallet app on your iPhone, and you can use the physical version in stores that don’t accept contactless payments. This card has no non-interest fees and offers up to 3% cashback, known as Daily Cash.
Apple Card’s current financial partner in the US is Goldman Sachs, but it is reported that the partnership could end as early as this year.
There are clues that Apple Card may expand to more countries in the future, including a trademark application for Apple Card in Canada, but Apple has not confirmed any immediate plans to roll out the card internationally. .
Apple Card savings
Last year, Apple Card Savings Accounts were launched in the iPhone’s Wallet app, allowing U.S. Apple Card holders to earn interest on their Daily Cash and other cash deposits. This high-yield savings account currently has an annual interest rate of 4.4% and has no fees, minimum deposits, or minimum balance requirements.
Since the Apple Card is only available in the US, savings accounts are also available.
apple cash
Apple Cash is a Venmo-like payment feature that allows iPhone users in the U.S. to send, request, and receive money in the Wallet and Messages apps. Users can transfer their Apple Cash balance to a connected bank account.
Apple Cash will continue to be available only in the US, and it’s unclear whether the feature will be expanded to other countries, despite clues such as a trademark filing in Canada.
Apple Pay Later
Apple Pay Later is a “buy now, pay later” feature that allows eligible U.S. residents to split their Apple Pay purchases into four equal payments over six weeks, with no interest or fees. is. This feature is available for purchases between $75 and $1,000 made on an iPhone or iPad on most websites and apps that accept Apple Pay.
Like other financial features on this list, it’s unclear if and when Apple Pay Later will expand to other countries.
Wallet ID
In 2022, Apple will allow residents of participating U.S. states to add their driver’s license or state ID to the Wallet app on iPhone or Apple Watch, providing a convenient, contactless way to display proof of identity and age. did. This feature is currently only available in Arizona, Colorado, Maryland, and Georgia, with additional states coming soon.
Apple said it is working to bring the ID feature across the U.S. in the future, but the company has not yet announced specific plans or when the feature will be rolled out in other countries. It has not been made clear whether or not.
Satellite road service
Starting with iOS 17, all iPhone 14 and iPhone 15 models offer roadside assistance through satellite capabilities. This allows U.S. users to contact roadside assistance company AAA for vehicle service even when they are out of cell phone or Wi-Fi range.
Apple said the feature will be available “initially” in the United States and could be expanded to several more countries in the future.
clean energy charging
According to Apple, iOS 16.1 introduces a Clean Energy Charging feature that “reduces iPhone’s carbon footprint by optimizing charging times when the power grid uses cleaner energy sources.” “It is aimed at that.” When you turn on this feature, your iPhone will attempt to charge “when low-carbon power is available.”
Clean Energy Charging is only available in the US, and Apple hasn’t said if or when it will expand to other countries.